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The Future Of Global Health

Joe Samuel

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Our Health Depends On It

The popular opinion, amongst most of the medical community, is that it takes at least twenty-one days to create, or break, a personal habit. On a similarly syncopated timeline, according to sector analysts, roughly every fifty years, the healthcare industry experiences a significant set of disruptive changes resulting in a revolutionized approach to healthcare. In the early twentieth century, medical wunderkinder gave us the gift of penicillin, catalyzing a global acceptance of medication as a treatment for serious diseases.

Given the history of healthcare and what seems to be a headline in the news every other day regarding the discovery of a new disease or ailment, many are curious as to what medical marvel will disrupt the current framework of the healthcare industry and start a revolution. I posit that the developing symbiotic relationship between med and machine will be the next iteration for global healthcare, and through the use of advanced telemedical technologies and artificial intelligence, one company is strategically poised to take advantage of business opportunities in the global healthcare industry.

A Company Invested In Global Healthcare

Premier Health Group Inc. (OTCQB: PHGRF, CSE: PHGI, Frankfurt: 6PH), a Company focused on developing innovative approaches that combine human skill-based expertise with emerging technologies, has burst into the healthcare industry. The Company is prepared to meet the significant demands presented by the nascent industry.

Earlier this month, the Company announced that further to its news release earlier in the year, detailing a letter of intent to acquire all outstanding securities of Cloud Practice Inc, a cloud-based software solutions company, it had signed a Definitive Agreement with Cloud Practice to finalize the deal. For those less than familiar with Cloud Practice, they offer three products including Juno EMR, ClinicAid, and MyHealthAccess.

Juno EMR

Juno EMR appealed to Premier Health Group Inc (OTCQB: PHGRF, CSE: PHGI, Frankfurt: 6PH) because the platform’s open-source technology allows for patient medical records to be accessed anywhere, anytime, and given that Premier currently supports an active network of over 100,000 patients, medical professionals across their interconnected clinic framework need access to patient information.

Juno EMR’s cloud-based or “ASP” (accessibility and simplicity) model strategy for their clients was conceptualized on the notion that protecting a patient’s electronic medical record is immeasurably important, especially at a time where major tech companies are suffering from data hacks and security breaches. Juno EMR was created to allow practitioners, and patients, the ease of accessing EMRs through the use of any web browser, allowing for access from anywhere that has internet including both during a visit to the doctor’s office, as well as while the patient is at home.

ClinicAid

As any medical professional knows, successful medical practice is impossible without a high-functioning payment processing platform that allows for easier management of health services and their accompanying costs. Cloud Practice’s ClinicAid was developed out of the need for a good set of web-based tools for healthcare providers across Canada to easily integrate into their practices. As the only medical billing software service in British Columbia, Alberta, Ontario, and Saskatchewan, it’s no surprise that their top-of-market product appealed to Premier Health Inc. Like many other Cloud Practice APIs, ClinicAid is powered through cloud computing, which means that healthcare professionals can bill patients from anywhere at any time on any device through the use of ClinicAid’s cloud-based billing software.

MyHealthAccess

Premier Health Group Inc (OTCQB: PHGRF, CSE: PHGI, Frankfurt: 6PH) has worked tirelessly to cultivate and maintain a patient-centric ecosystem of over 100,000 active patients, and in order to make sure that each and every one of the Company’s patients feels cared for and supported, it was crucial that the Company integrate an easy-to-use online patient portal. Cloud Practice’s MyHealthAccess was designed to streamline communication between providers and their patients, as well as allow patients to check schedule availability for their doctors and make appointments all in one platform.

The platform boasts an automated reminder/confirmation function that, according to company statistics, can reduce no-shows by up to 35%. Gone are the days of having administrators spend invaluable hours calling patients to confirm appointments, MyHealthAccess will automatically send a message reminding patients, reducing any need for a call out efforts.

Though Premier’s recognition of a desperate need for improvements to how primary care facilities are operated is important, the fact of the matter is that countless challenges exist amidst the global healthcare industry. According to a recent World Health Organization report, more than 400 million people do not have access to essential health services and 6% of people in low- and middle-income countries are tipped into or pushed further into extreme poverty because of health spending.

“This should serve as a wakeup call: It shows that we’re a long way from achieving universal health coverage. We must expand access to health and protect the poorest from health expenses that are causing them severe financial hardship.”
-Dr. Tim Evans, Senior Director of Health, Nutrition and Population, World Bank Group

Collaboration For Our Health

The inconvenient truth of it all is that millions of disadvantaged people across the planet are living without access to even the most basic healthcare services. Showing no signs of slowing down in the face of adversity, Premier Health Group Inc (OTCQB: PHGRF, CSE: PHGI, Frankfurt: 6PH) not only recognized the global need for improving access to healthcare, but took the steps necessary to invest in relationships to cultivate solutions for this problem plaguing the global healthcare industry.

The Company today announced that, as part of its international expansion strategy, it has entered into a strategic partnership with China’s 360 Health, a healthcare subsidiary of 360 Security Technology. The parent company, 360 Security Technology, is a leading online service company in China with a market capitalization of over $20 billion USD as of January 16, 2019. As a crucial component of this momentous collaborative effort, Premier and 360 Health will work together to develop an infrastructure whereby Premier will be providing second opinion services by connecting 360 Health’s patients in China with doctors in Canada both remotely and in person.

More often than consumers realize, one doctor’s opinion might not feel like the answer that you know, in your gut, to be true for how you’re feeling. Typically, healthcare professionals recommend that patients seek out multiple opinions, especially if they’ve been diagnosed with a serious condition or illness. Premier’s collaboration with 360 Health will allow for more patients to have the ability to rest easier knowing that they’ve consulted more than one medical professional.

“We are very excited to be working with 360 Health as China continues to adopt a Family Practice primary care model and look forward to helping them establish themselves as a leader in primary care. This partnership represents an excellent opportunity for Premier to tap into the fastest growing telemedicine market globally.”
-Dr. Essam Hamza, Chief Executive Officer, Premier Health Inc

Growing Population, Decreased Access

Following an economic boom in the last thirty years, China has metamorphosed from a nation submerged in poverty to the world’s second-largest economy. Amid this transformation, the country adopted a “cradle-to-grave” healthcare system that guaranteed care for China’s population from beginning to end. However, considering that their population is over one billion people, their current healthcare framework has started to lose effectiveness because of the inability to adequately support such a massive amount of people.

In most countries, if you have enough money to take care of yourself, finding quality healthcare isn’t an issue.  However, individuals coming from lower-income backgrounds are forced to be treated in overcrowded clinics and dilapidated hospitals. According to the New York Times, China has no formal functioning primary care system, which would otherwise handle baseline illness and injury. Recent statistics indicate that China has one general practitioner for every 6,700 people, compared with the international average of one for every 1,500 to 2,000 people, according to the WHO.

It is for these reasons, and countless others, those collaborative efforts between 360 Health and Premier Health Inc (OTCQB: PHGRF, CSE: PHGI, Frankfurt: 6PH) are crucial for not only improving access to primary care for people living in China but more importantly, working in tandem to develop innovative approaches to improve the quality of life for consumers on a global scale.

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Pursuant to an agreement between MIDAM VENTURES, LLC and Premier Health Group Inc. we were hired for a period from 10/1/2018 – 4/1/2019 to publicly disseminate information about Premier Health Group Inc. including on the Website and other media including Facebook and Twitter. We were paid $300,000 ( CASH) for & were paid “500,000” shares of restricted common shares (as of 1/2/2019). We own zero shares of Premier Health Group Inc., which we purchased in the open market. Once the (6) Six-month restriction is complete on 4/1/2019 we plan to sell the “500,000” shares of Premier Health Group Inc. that we hold currently in restricted form during the time the Website and/or Facebook and Twitter Information recommends that investors or visitors to the website purchase without further notice to you. We may buy or sell additional shares of Premier Health Group Inc. in the open market at any time, including before, during or after the Website and Information, provide public dissemination of favorable Information. Click here for full disclaimer.

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Show Me The Digital Currency

Daniel Chase

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It has been said if you listen closely, you can hear money talking louder than any other person in the room. For centuries, those with greater access to capital have had the privilege of sitting in the driver’s seat, while others living with less means have kowtowed to the demands of the affluent. In the year 740 B.C., long before you or I walked the Earth in search of avocado toast and AirPods, the Tang Dynasty in China introduced the first pieces of paper currency.

After they invited block printing (think stamps), the government started to print money because metal coins were far too heavy to carry compared to the featherweight nature of paper. Prior to the Tang Dynasty getting that paper, dozens of ancient civilizations used bartering systems to trade for what they needed. Ultimately, someone decided that coins and paper money held greater intrinsic value than shiny rocks or three seashells. 

In the thousands of years following the introduction of paper currency, we’ve seen a tidal shift in not only what money looks like, but how it is spent. According to an April 2017 survey, 40% of internet users in developed countries stated that they purchase items online at least “several times per month.” As we’ve seen with the rise of e-commerce sites like Amazon.com and other online shopping platforms, consumers are losing interest in buying products at brick-and-mortar locations.

Ironically enough, 70% of Americans still say they use paper money on a weekly basis, but several financial analysts believe the global economy is headed in a cashless direction. 

According to reports, Sweden, a nation lauded for being both technologically advanced and full of delicious meatballs, is expected to go completely cashless by March 2023, at which point cash will not be accepted any longer as a form of payment. Back in 2012, the six largest banks in Sweden collaborated to develop a mobile payment platform called Swish, which is now used by millions of Swedes every day. 

TechCrunch recently published a piece discussing how the Chinese government plans to implement the “Village Revitalization Strategic Plan,” which is designed to improve the efficiency and level of financial services for rural communities across the nation.

The goal, according to the set of guidelines jointly published by China’s central bank, the Banking and Insurance Regulatory Commission, the Securities Regulatory Commission, the Ministry of Finance, and the Ministry of Agricultural and Rural Affairs, is to “make mobile payments ubiquitous in rural China by the end of 2020. 

If we examine America’s potential to shift towards a cashless society, which could catalyze a global movement, the odds of this taking place are fairly likely. According to a 2017 survey conducted by CNBC, 50% of respondents said they carry cash with them less than half of the time when they are out, and if they do, 76% said they keep less than $50 on hand.

This trend has driven consumers to shift towards the use of debit cards. However, younger generations under the age of 18 cannot have their own checking account, so this has left a significant portion of the American population at an economic disadvantage. 

Luckily, a new mobile banking startup called Step wants to assist the next generation in understanding the value of a cashless dollar. The Company, founded by CJ MacDonald and Alexey Kalinichenko, former execs from the mobile gift card platform Gyft, started Step to help the nearly 75 million children and young adults under the age of 21 in the U.S., who are burdened by having to use cash for all their purchases. 

“Step” is banking on (apologies for the pun) the youthful spirit of todays’ teenagers who are hot to buy items on Amazon.com or purchase in-app downloads on their smartphones but are too young to have a debit/credit card. Step CEO Macdonald says the market for the startup isn’t based on the “unbanked,” it’s the “pre-banked.” 

“We’re building an all-in-one banking solution that primarily focuses on teens and parents. We want it to be a teen’s first bank account. We want to be a teen’s first spending card. And we want to teach financially literacy and responsibility firsthand.”

CJ MacDonald, Chief Executive Officer, Step 

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Back To The Food-ture

Daniel Chase

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Humanity is moving pretty fast, and if we don’t stop and look around once in while, we could miss it. Seemingly every day, tech startups receive seed funding to develop some crazy piece of technology meant to dramatically improve how we lives our lives, but the question is: do these companies understand what we really want or even need? First we need to understand the impetus behind many of these ideas. 

As a society with toddler-like attention spans, forever in search of the “next big thing,” it’s perfectly understandable that companies are sprouting left and right to capitalize on our fidgety nature. Having said that, I posit that it is time we take back our independence from technology that otherwise prohibits us from performing tasks we are perfectly capable of handling. 

Special Delivery! On-Demand Tech Companies Hit Billion-Dollar Valuations; Here’s How Investors Can Capitalize In The Market

The close of 2018 allowed investors across all industries to catch their breath after a  year of volatile upswings and economic downturns changing hands constantly. In that time, the tech stock market flourished with companies offering products and services to assist us in our time of panic. Considering that we made it out of 2018 largely unscathed, some of these companies, and their subsequent product offerings, are no longer necessary. 

One such sub sect of the tech industry that has proven its worth time and time again is that which includes companies developing delivery technology. While I fully agree that we’ve grown accustomed to a way of life that has slowly nurtured our codependence and inability to survive without it, there are some instances where tech has remedied serious systemic issues. Companies in delivery tech, specifically those working in on-demand food delivery are working to foster a healthy relationship between woman and machine, while still managing to make our lives easier. 

Food insecurity is an issue which affects millions of people around the world, and yet, as a global community, we have remained largely complacent in providing assistance. According to the USDA, a food desert is an area which is without access to fresh produce and other healthy foods. These areas are typically found in impoverished countries, and as a result, persons living in these places are at greater risk of malnutrtional diseases. 

In the United States, food deserts exist across the country. The horrific events of Hurricane Katrina left New Orleans and its people in a state of emergency. Though it occurred nearly fifteen years ago, a significant percentage of New Orleans residents still say they have to choose between buying food and paying bills, according to several analysts. 

Where companies in many industries have demonstrated apathy in terms of developing innovative solutions to assist people struggling to survive, there are some in the delivery tech industry determined to make a difference. 

Enter ParcelPal Technology Inc (PKG) (PT0.F) (PTNYF), a delivery tech company dead set on innovating, fabricating, distributing goods to consumers to improve their quality of life. At a time where access to food and supplies is difficult for millions of individuals, ParcelPal is determined to do what it takes to deliver to consumers what they need to get by. The Company recognized the systemic inequities that exist in society and sought to challenge tech industry norms and focus on consumers. 

The Company has managed to develop and maintain an easy-to-use marketplace platform where customers can shop for the products they love and use every day and, rather than pick these items up from locations that could be difficult to travel to, ParcelPal couriers deliver orders to customers in an hour or less. ParcelPal Technology Inc (PKG) (PT0.F) (PTNYF) was founded to make life easier for people, and has risen to the top of the industry because they’ve achieved exactly what they set out to accomplish. 

In recent news, ParcelPal Technology Inc (PKG) (PT0.F) (PTNYF)announced at the tail-end of January that the Company has formed partnership with MADD Canada to aid in the continuous fight to prevent impaired driving. As part of the ParcelPal’s national rollout campaign, advertising for ParcelPal’s service will be seen across the country in various educational forms. Together, MADD Canada and ParcelPal will launch a national awareness campaign focused on educating Canadians on the dangers of impaired driving and the options they have for getting items they want or need without leaving the party. 

An Affiliate of JSG Communications, MIDAM VENTURES LLC has been compensated $75,000 per month for 3 months by ParcelPal Technology, Inc. for a period beginning September 1, 2018 and ending February 1, 2019 to publicly disseminate information about (PTNYF/PKG). We may buy or sell additional shares of (PTNYF/PKG) in the open market at any time, including before, during or after the Website and Information, provide public dissemination of favorable Information. We own zero shares.

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Bitcoin Could Be Rescued By Milennials​

Daniel Chase

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Everyone has a friend or loosely connected acquaintance they they wish would just give it a rest. I’m talking about those people that are so damned impassioned about a particular topic that they not only post regularly about it on social media but at every party, function, or event, it’s really all they can talk about. For one friend of mine in particular, he always talks about cryptocurrencies with statements akin to Will Hunting when he hit his stride in that Southie bar.

We try to tell him that Bitcoin has been struggling to get out of bed after a near two-year dry spell after enjoying an earth-shattering bull run in 2017. Sure, in the past bitcoin’s price shot up from mere pennies to nearly $20,000 in less than a year, but the once-famous crypto has failed time and time again to break out of its bear market tendencies. 

Nearly a decade has passed since Nakamoto released the fabled white paper describing the primordial framework of a peer-to-peer currency network. At the time, an anonymous cryptographer, with the pseudonym of Satoshi Nakamoto, was furious with the fact that consumers were slowly being falling prey to the inefficacies of banks and other financial institutions. 

Nakamoto wrote that “commerce on the internet [had] come to rely almost exclusively on financial institutions as trusted third parties to process electronic payments,” and this nurtured dependence would ultimately lead to a fiscal downturn. With a P2P currency network that kept records of every transaction, banks were no longer needed and the era of decentralized currency was on the rise. 

For a time, everyone wanted a piece of the cryptocurrency market, but that has all been reduced to whispers and murmurs. However, according to a recent survey, interest in bitcoin and cryptocurrencies may be on the rise once more, namely because millennials and younger generations don’t trust those dastardly traditional banking institutions. According to Forbes, 43% of millennial online traders “have more trust in crypto exchanges than the U.S. stock market, compared to 77% of Gen X respondents who have more trust in stock exchanges.” 

It would seem that millennials could actually get credit for contributing something of value to society other than complaining about presidents and student loans. 

“We’re seeing the beginning of a generational shift in trust from traditional stock exchanges to crypto exchanges. Younger investors’ experience with he stock market has seen a great deal of loss of trust, with the fall of Lehman Brothers because of irresponsible practices followed by the worst recession since the Great Depression…Trust further eroded when Americans saw how..banks get free money through quantitative easing while their cost living continues to rise…”

Guy Hirsch, U.S. managing director, eToro

The growing millennial mistrust of banking institutions could rescue bitcoin from its current crypto winter. It is interesting that we place such a large amount of trust in banks, storing thousands of dollars in their systems, and yet we have absolutely no idea what happens to our money when its “protected” in our accounts. The trust-based model of depending on banks to transact and safely store money is outdated and, if there’s anything that can be said about younger generations, it’s the idea that older technologies and systems can and should be replaced as soon as possible. 

According to CoinMarketCap, there are presently over 2,000 cryptocurrencies on the market but analysts say that a majority of these coins are virtually worthless. The initial coin offering explosion of 2017 catalyzed an industry replete with hot shot entrepreneurs ready to throw money at the first crypto they could get their hands on, without any idea as to if these coins functioned. 

“Almost every ICO was just an attempt to raise money but there was no use for the underlying token…The vast majority of what’s our there will be eliminated…”

Barry Silbert, CEO of Digital Currency Group 

Only time will tell as to whether the age of cryptocurrencies will rise once more, but if we are depending on millennial to come to the rescue, historically their collective followthrough is less than noteworthy. 

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